A part of our story – “we can’t forget”

On October 7th, 2008 my wife handed my a little black book. Not what you’re thinking
It was journal, a gift for our anniversary. I had never had a journal before, but as I opened it up these words were written in it; “in this book are blank pages of our life for you to write on. Write about our journey, what God does, and all that happens in this next chapter of life for us”.
In my first journal entry I began to write how afraid, insecure, nervous, anxious, I was about moving my family to Orlando from everything they knew. In GA we had our own house that my kids were born and raised in. Friends that were like family, a small group, a job, benefits, and an opportunity to serve with some of the most amazing people we had ever met at West Ridge Church. For over 8 years our life had become imprinted by this Church and its people. Now God was asking us to leave. In that first entry I asked God for many things… help with support cause we cant financially sustain ourselves as a young church, staff, people to actually come to the church, and then I ended with this; “God prepare to put someone in our house here (GA) and help us in our transition into a home in Orlando”.

We left Georgia on June 7th, 2009 and moved to Orlando. We put our house on the market in March and had only two people look at it. We knew we had to get to Florida to prepare for the launching of the Church and to get our kids in school. Chad Harper is a life long friend of mine since childhood. He met his wife in Orlando on a trip I brought him on. He and his wife Michelle opened their house for us to stay in. They are married with no kids. We are married with two kids and two dogs
All of our stuff was thrown into 3 storage units costing us $400+ a month. We kept out what was needed and lived out of suitcases and bins. We thought with everything we had that by the end of the summer our house would sell, allowing us to move into our own home. Well, August came and and our house had not sold. We dropped the price, losing equity and the ability to pay off some of our debt, but we were still in a good position. October, November, and still our house had not sold. The Harper’s are like family! They consistently told us to stay as long as we needed. Journal entry, after journal entry I found myself pouring my heart out to God. “Sell our house! Do immeasurably more than we could ask or imagine”, “allow us to have a place to call our own”, “God give us a home to settle, a place the kids will feel some stability”, etc.
Early December we got a call from our realtor back in GA. A contract on our house was made! We were so excited. What a Christmas gift! Perfect situation. They actually came through a post we did on craigslist. Because we had dropped the price we would still make up some money because they did not use their own realtor. Contract was in place with 1 contingency… financing. They were pre-approved and ready to go. 48 hours before the contract was sealed they backed out. Their credit had changed in that period and they were no longer able to be financed. What a blow. A very low point for us. “God, what are you doing?”, was my journal entry. “I don’t know if I can pray anymore”. I had prayed longer than ever. I had fasted more times in this period than I had in my entire life! “God why are you not hearing me?”. Yet every time I got to this point, I ran to to the scriptures and would read things like: John 11:40 “didn’t I tell you, if you believe you would see the glory of God”, Ephesians 3:20 “to Him who is able to do immeasurably more than you can ask or imagine”, “for I know the plans I have for you”, “my thoughts are greater than your thoughts and my ways are greater than your ways”, “if you obey me, I will be your God and you will be my people”, “take up your cross and follow me”, and so many more. God was always reminding me that he was in control.
Spring time and no house sold, price had been dropped to what we owe. We would actually have to take a hit and come to the table with money to close. We had lost all equity and all ability to erase the debt we so needed to do. The Harpers had put their house up because of some plans that where in place for a while and had a person in their house within a month. We had to move. No place of our own to go to. They didn’t kick us out. It wasn’t close to anything like that. 11 months we lived with them and their willingness allowed us to build our launch team, lay the foundation and start the church! They are part of our story.

Scotty Patterson was someone I lived with during my internship here in 1997. He and his wife Shellie who are part of our Church asked us to move in with them. Once again plans to only stay a month or two and hopes by summer that we would have our own place and we could settle. June 7th, 2010 came and went. A year in Orlando and our house had not sold. We still didn’t have a place our own. My family had prayed for this for 20 months!!! Longer than I had prayed for anything. Our house had been on the market for 15 months now. Price dropped again.
June passed and nothing. We now had 7 weeks before school. We could not stay with the Patterson’s forever either. Scotty & Shellie had been more than generous. But where would we go? What about school for the kids? Could we ever find a place to call home and settle? “God we have given up everything to be obedient, why are we stuck?”, I found myself writing. Then all I had to do was look at the Church. It was clearly evident. God is doing amazing things that I don’t even have time enough to tell you about in the lives of the people there and in our life as well. Church had become our home. It was were everything made sense, because nothing else did.
At the beginning of July we had to look at all options. Over the entire year I had not even remembered that I had a 401k from West Ridge. It wasn’t close enough to retire on and I was faced with this question… “why would I have money sitting in a place that I won’t see 35 years from now, if I live that long, and yet I can’t even take care of my family now?” The money would be enough to erase our debt and at least allow us to look at getting our own place. This would truly be a moment to think upon the words of Jesus; “do not worry about tomorrow or what the day may bring”.
We cashed it out and paid off our debt. With debt gone and the money we would save by getting our stuff out of storage, we could get a place. So we started looking at rentals. Orlando is not a cheap place to live! We looked and found nothing for weeks. Everything was dirty, damaged, or sketchy. Finally our realtors wanted to explore other options just to see. We soon found ourselves before a lender. What I thought was gonna be a quick meeting and back to renting soon changed. With our debt gone, a very good credit score, and more, we had been pre-approved and it would be cheaper than renting!!
We found ourselves within a day putting a contract on a house! It was an inventory home that was being build they they wanted to move. It had $10,000+ in upgrades and more! We negotiated all of it and found a price to settle
We finally were gonna have a place. God was gonna allow us to settle. To have a house that we could raise our kids, a place for my wife to decorate and call home. A place to invite people from the church over for dinner, a place to have family come stay and visit us, a place to meet OUR OWN neighbors and reach out to them.
Day after day we went by the house. On Wednesday of last week (August 11, 2010) we got a call. File completed and sent to underwriter. Our walk through was on Friday morning and we were to close this coming Friday, August, 20th. Late Wednesday evening I received a call. I was told the loan was not going to pass through. I remembered feeling like I wanted to puke. How would I tell my family?
We were being told that the underwriter did not want to sign off because we were being seen as “self-employed” because my name was on the Church business license. They wanted 2 years of w-2’s and I only had one. They brokered it out to 6 other lenders and none wanted to pick it up. On Thursday the builders used their own lender and he also brokered it out. 10-11 lenders and none willing. Still nothing. They were asking for co-signers, more money down, all of which could not happen. What would we do? School starts in 7 days and the kids are registered in a house that we may not live in and in a school zone we may not be a part of. Then our builder called a lender who lives in the subdivision we were building. He came up Thursday late afternoon and said he would not know till Monday. Last chance. It would either happen or it was dead.
Panic, frustration, fear, anxiety all set in. It was hard! I jumped in my car and grabbed my phone. Opened my Bible program and started pushing buttons. It opened Psalm 46 “Be still and know that I am God”. I didn’t want to be still! I had been still for almost two years. But a peace came over me. “Count it all joy when you face trials and temptations, because the testing of your faith creates perseverance…”, rang through my head.
On Friday we had to do our walk through. Mixed emotions. Would it be ours? Was this salt on the wound? While doing our walk through at 9:00 am, my phone rang. it was my realtor back home in GA. WE HAD A RENTER IN OUR HOUSE BACK IN GA! I didn’t know what to think. I was so mixed with emotion. They signed a two year agreement and it was the perfect deal. It was as if God was saying… “Be still and know that I am God”. I had prayed for almost two years and God had finally done what He wanted and when. I was ok with that. I was taught early on in life “trust in the LORD with all you heart and lean not on your OWN understanding…”
But what about our place? Was it ungrateful to think this way? I needed to find space to praise God even in the confusion and uncertain future that would be before us. Sunday in Church we were ending our 21 days of Prayer. Fitting that it was during this time that all this would happen
At the end of the service this Sunday the entire Church laid hands on my wife and I and prayed over our situation. We had close friends & family who were willing to pray around the clock, fast and stay up all night standing in the gap for us. After the service an elderly women came to me and told me she had a dream of me the night before. (?)
She then explained that in her dream I was filled with joy, dancing and celebrating and she was so excited for me. Was it true? Could it be? Or was it just cute?
Monday came and we awaited by the phone all day. No real word. No hint of direction. Then at about 3:50 we got a phone call. It was my realtor back in GA. Our AC unit at the house their needed to be replaced! GREAT! Just more news. I about exploded. Why? How? When? What? Then at 4:10 the phone rang. It was the lender. This was his statement; “Tim I am calling to tell you that after much work, we are pushing your loan through”. I paused. He said it gets better… “we are dropping your interest rate from 5% to 4.5%.”, “we wanted to show you that our fees are great so you don’t have to come to closing with any more money, not a dollar”, “and we would like to show the builders how good we can do business so we are gonna expedite your closing to keep it this Friday”.
What? I didn’t know what to say. The money we were supposed to bring to closing would now replace our AC unit. The 4.5% would bring our house payment down even more. Completely cheaper than renting! God was at work. It wasn’t coincidence that our house in GA rented on the same weekend. It was God at work!
I couldn’t even run inside to tell my wife. I remembered this passage of scripture as it flooded my thoughts:
Deuteronomy 8
1 Be careful to follow every command I am giving you today, so that you may live and increase and may enter and possess the land that the LORD promised on oath to your ancestors. 2 Remember how the LORD your God led you all the way in the wilderness these forty years, to humble and test you in order to know what was in your heart, whether or not you would keep his commands. 3 He humbled you, causing you to hunger and then feeding you with manna, which neither you nor your ancestors had known, to teach you that people do not live on bread alone but on every word that comes from the mouth of the LORD. 4 Your clothes did not wear out and your feet did not swell during these forty years…11 Be careful that you do not forget the LORD your God,…
17 You may say to yourself, “My power and the strength of my hands have produced this wealth for me.” 18 But remember the LORD your God, for it is he who gives you the ability to produce wealth,
I knelt in the drive way and prayed, before I ever ran in the door. I was humbled and overwhelmed. God had done “immeasurably more than we could ask or imagine”!
The story sounds great, but it has come with much sacrifice, hard times, and difficult moments. Following Jesus is NOT easy! Church Planting isn’t a game! This is tough. I know the journey has really just begun. This time of testing might be over, but others will come. I pray that I nor my family will every forget this part of the journey. That our faith has grown stronger, for when tougher times come. I know this… my journal entries will forever declare our story, so that we can and wont forget God’s work. His Word has become my refuge and strength. The first place I run to in my day. Prayer has become the center of everything in my life, something that has me longing to find how many times I can respond in prayer each day.
Thanks to all who have been praying. Thanks for standing in the gap. We still need you, but today celebrate with us, because God has given us a place to use for His glory!




















